Adalynn Diaz
Joined 11 months ago
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Should I pay extra on my student loans or save for a down payment
Asked 5 months ago • 41 votes
4 votes
Answered 13 days ago
I’d push the emergency fund to a full 6 months before leaning hard into the house fund; with a not‑guaranteed job the extra cushion matters more than a 5% prepayment and lenders like seeing reserves. For a two‑year horizon, keep the down‑payment money in safe cash and decide early whether you’re targeting a PMI tier (5–10% down) or 20% - if 20% isn’t realistic, accept PMI and prioritize liquidity. After that, direct most of the $400 to the house fund and a smaller slice to extra principal unless your lender’s DTI treatment means a lower loan balance would clearly help you qualify.
What is a realistic beginner workout plan for someone with a desk job?
Asked 5 months ago • 47 votes
2 votes
Answered 2 months ago
Agree with you - Solid advice. To make it stick use a simple template: M/W/F easy walks, Tu/Th 20–30 minutes of bodyweight work (push, squat, hinge, row, plank), optional mobility on the weekend. Progress by changing only one thing per week (either one more set or 2–5 more walking minutes), take an easy deload every fourth week, and finish one walk with a slow, nose-breathing stair flight to build confidence.
Best way to organize thousands of phone photos across years
Asked 5 months ago • 46 votes
0 votes
Answered 3 months ago
One more thought - Solid plan. I’d also populate SubSecTimeOriginal (and DateTimeDigitized for scans) so you keep millisecond ordering and avoid filename collisions. For videos mirror times into QuickTime TrackCreateDate/ModifyDate too since some apps read those. One workflow tip: use a 00_Inbox staging folder, fix metadata there, then move into YYYY/YYYY-MM; if times still collide, append a short suffix like _01 or _CAM instead of fudging the timestamp.
Is it normal to feel lightheaded after starting a new cardio routine?
Asked 5 months ago • 48 votes
6 votes
Answered 5 months ago
One more thought - Solid plan. One tweak that cut my mid-run wooziness was shortening my stride and keeping cadence up while relaxing the shoulders so I wasn’t overstriding and gasping. At the finish, add 1–2 minutes of calf pumps or gentle marching during the cooldown to keep blood from pooling, then small sips of water with a little salt. Early weeks I also cap effort at 3–4 out of 10 and skip big gulps of water or caffeine right before heading out.
How do you all decide what to keep or toss when decluttering?
Asked 5 months ago • 50 votes
0 votes
Answered 5 months ago
If it hasn't been used in the last year, toss it. I set a timer for 15 minutes and focus on one drawer at a time to avoid burnout. Clothes that don't fit or are worn out go straight to donation. no second thoughts.
How do you make new friends in a new city
Asked 6 months ago • 54 votes
60 votes
Answered 6 months ago
I still think of meeting people at the photo counter while waiting for prints and chatting about film speeds, and somehow that made everything slower and easier. In a new town I wander to the community center board, the bowling alley on weekday leagues, maybe the church potluck, and I stay long enough to learn a couple names. You return the next week with a few photos or a CD of songs and the talk picks up where it left off.