Tag: debt-payoff

I'm 29, single, and just got a small raise. I owe $7k on my car at 6.5%, and I've only got $900 in savings. My rent is stable, but my job can be unpredictable for overtime. I can put an extra $300 a month somewhere and I'd like to keep stress low. How would you prioritize between the emergency fund and killing the car loan? If it matters, this is for a normal household setup, nothing fancy.