Tag: saving-money

I'm moving out next month into my first apartment. I make $2,900 a month after taxes. Rent will be $1,100, and utilities around $150. I have $3,000 in savings and no debt. I want a simple budget that still lets me save for an emergency fund. I also need to plan for groceries, transit, and a small fun amount. What numbers would you use? (I work full-time and squeeze this in around dinner and bedtime. I've already tried a couple of the obvious things and but the results were mixed. For context, I live with a roommate and we share most things. I'm pretty new to this and don't want to overcomplicate it. I've already tried a couple of the obvious things, but the results were mixed. If it matters: apartment setting, no special tools, and I'm in a pretty average climate. Money's not unlimited, so I'm prioritizing simple stuff I can actually stick with. If there are pitfalls you ran into, those would be super helpful to hear too. Small wins are fine; I just want something that actually helps. If it matters: apartment setting, no special tools, and I'm in a pretty average climate.)