James Thomas

Everything costs the price of a small dragon now, so simple wins. Do a three bucket thing named Bills, Shared Spend, and Cushion, and feed Bills with auto transfers on each payday. Use one shared card for groceries so you are not Venmoing a banana, then reconcile once a week for five minutes. Google Sheets is fine if apps drive you up a wall, and your bank probably has sub accounts you can nickname. Biggest trap was forgetting to update the transfer amount when rent jumped, second was due dates landing before the earlier paycheck, so we moved them.

I keep one month rent plus $500 per kid because everything breaks at once.

My mom had a scare on a rainy day and we learned to pay attention to little details. A firm heel counter kept her from sliding around inside the shoe and a slightly beveled heel made the first contact feel more controlled which yeah we skipped super soft memory foam underfoot because it felt wobbly when wet. For your husband and keep the shoe light and make sure the lacing holds the midfoot without squeezing the toes. If he uses a cane or walker and lower stack height with a that model base can be reassuring. Shorter steps on wet spots and check the tread often because once it smooths out, the slip risk goes up fast.