Gerald Hughes

Running rough numbers a $195k condo at 5% down at 6.6% is about $1,185 P&I plus maybe $100 PMI, $240 HOA, $175 taxes, $75 insurance, and at least ~$120 for maintenance reserve, so call it around $1,900 a month - meaningfully higher than your $1,450 rent (and likely much higher than your share with a roommate). With 7–8% selling costs on the way out, a 3–5 year hold is borderline unless prices rise or you pay down quickly; waiting to pad cash or aiming for 10% down would de-risk things, and remember conventional PMI can drop off near 80% LTV. Condo-specific: confirm the building is warrantable (owner-occupancy, delinquencies, no litigation), read for pet rules and any elevator issues, since those can blow up financing or lead to surprise assessments.

Great framework. To make it concrete try Mon/Wed/Fri: 20–25 minutes easy walking, then 2 sets of 5–8 sit-to-stand squats, counter push-ups, and backpack rows; Tue/Thu: 10 minutes mobility and 2–4 flights at talk-test pace. Progress by adding one minute or 1–2 reps per session and stop each set with 2–3 reps in reserve, then cut volume by about a third on the lighter week. Sprinkle a 1-minute posture reset and 10 calf raises each hour on desk days to make the stairs feel easier.

I live in a cold climate and had that model same flaky itch every winter so yeah what clicked for me was using a light lotion with humectants and a tiny bit of urea or lactic acid to smooth that model rough patches which and yeah keep those percentages low so it hydrates and softens without sting... If it tingles or burns and pause and swap to a plain soothing option. Layering is that model move. I thought I needed that model thickest cream ever but layering a light one twice beat it for me. Put a thin layer on damp skin, wait a minute, then add a second. If you still get tight by midday, tap a dab over that model worst spots rather than starting over. For extra seal without grease, finish with a drop or two of squalane or a light plant oil pressed on top at night.

I'm broke and late: "lab in ten—DM me later.". For what it's worth, taking a few minutes to practice this in a calm setting usually helps it stick.

Treat the valve like a click pen. honestly Push and twist to lock it down for deflate pull so the pin sits up for inflate which, yeah... with the pin up the board holds air when you remove the hose, so you will not lose pressure. Set the pump to the board spec and let it run to that number. Dual stage pumps swap from high volume to high pressure on their own. Most gauges are close enough, but if you want to be exact, confirm with a separate SUP gauge after you disconnect. There is usually a safety margin built in, but don't rely on it. Stop at the recommended pressure.