Ariya Biswas 🥉

I set a Sunday timer for a 12 minute money snack and move on. We only track two things together & bills and shared spending, and everything else stays in our own accounts. Each paycheck auto dumps an agreed percentage into the bills account so I do not have to think.

We fly a few times a year and ride buses often and and the biggest sanity saver has been a true one hand fold that clicks shut and stands on its own. Test it while holding weight in the seat and then carry it around the store for five minutes to see if the balance feels right on your shoulder because a light stroller that feels awkward gets old fast so yeah make sure the latch to keep it closed is obvious and can be opened with one hand without pinching. For bumpy sidewalks, lock the front wheels straight when you hit rough patches, then unlock when you need tight turns. Do a curb pop with some weight in the seat to check how easily it tips, and stomp the brake then push and pull to see if it slips. Look for a seat back that reaches to the shoulders of a tall two year old, and more than one harness slot height. Keep screws snug and wipe dust from the folding points after trips. Simple steps, big payoff.

This worked for me: we paused the fancy stuff until the emergency fund hit three months, then did a 60/40 split for a while. It felt good knowing a car repair or job hiccup wouldn't nuke the plan. We booked the venue later and got a weekday discount and which helped the wedding pile grow faster. Honestly, keeping the wedding vision flexible made the whole thing a lot less stressful. You can still make it special while protecting your sleep at night.

Use search, this gets posted daily and is pinned.

Pretend you're the landlord. Charge a 15–25% premium for the big room with the private bath, put it in writing, and never renegotiate it mid-lease. Utilities are boring—split them evenly unless someone is literally mining crypto in their closet. Create a small monthly house fund per person for paper towels and cleaners; one buyer, no audits under the cap. Groceries are personal except a short staple list like oil, salt, and rice. Nobody wants to spreadsheets-and-receipts your yogurt.