I’d add a simple “holding” account and pay yourself a fixed weekly paycheck from it. All gig deposits sit in holding; each Friday you move only your baseline weekly amount to the bills/spending accounts and leave any extra in holding until you’ve built a full month buffer and then push overflow to next month and the emergency fund. If your income swings a lot, set that weekly number using your single lowest month and only bump it up after a few steady months.
I actually agree with this completely and do the same thing at home. I also got tired of whacking the filter and worrying I was forcing dust deeper, and the quick tap outside then a lukewarm rinse with a gentle squeeze is the only thing that reliably brings suction back. Letting it air dry overnight keeps it safe for the motor, and having a spare set means you pop in a clean one right away so there is no waiting or fiddly steps. With two cats in the house this keeps hair from choking the intake, and the steps are simple enough to remember without a manual.